Elementary Lending is a premier mortgage brokerage headquartered in Metro Detroit, proudly serving clients across Michigan, Indiana and Ohio. Our mission is simple yet powerful: to make home financing more transparent, efficient, and empowering for everyone we work with.

Founded on the belief that the lending process doesn’t have to be complicated, we’ve developed a fully digital, client-friendly mortgage experience. From fast, personalized rate quotes to our seamless online application, we help buyers close on their loans in 25 days or less—without the headaches.

We specialize in a wide range of loan products to suit every stage of life: conventional 30-year and 15-year fixed-rate mortgages, FHA, VA, USDA, jumbo loans, adjustable-rate options, 203K renovation loans, reverse mortgages, and more. We also offer commercial and land financing, along with hard money programs available in select states.

What truly sets us apart is our commitment to education. We equip our clients with the knowledge, tools, and market insight they need to make informed financial decisions. Whether you’re a first-time buyer, upgrading to your next home, or refinancing, our experts are here to guide you with integrity and clarity.

At Elementary Lending, you’re not just getting a loan—you’re gaining a trusted partner. We take pride in delivering exceptional service, competitive rates, and dependable execution, because you deserve a lending experience that’s as straightforward as it is successful.

Licensed in Michigan (NMLS #1321438), Indiana and Ohio, Elementary Lending is here to help you finance, refinance, renovate, or invest—with confidence.